Diana Maxfield

3632 Bay Drive

Middle River, MD
$ 665,000 Beds 4 Baths 4.5 Sq 3,056
Monthly Estimate* How much can I afford?

SELLER WILLING TO CONTRIBUTE $10,000 TOWARDS CLOSING WITH ACCEPTED OFFER. Custom Water-view Home Featuring a Full-House Elevator, Two Primary Suites, Four Private Bedroom Retreats, and Over 3,000 Square Feet of Flexible Living Space & 4 + Car GarageFull House ElevatorMulti-generational layout with two primary suit Water views of the Chesapeake Bay and around the corner to MarinaRare opportunity to own a custom-designed water-view home offering over 3,000 square feet of flexible living space, a full-house elevator, and an ideal layout for multi-generational living. HOME WARRANTY OFFERED From the moment you arrive, you'll appreciate the expansive covered front porch, where peaceful water views create the perfect setting for morning coffee, evening sunsets, or relaxing with family and friends. Inside, soaring cathedral ceilings, hardwood flooring, and an open-concept design create a bright and welcoming atmosphere designed for both everyday living and entertaining. The heart of the home is the spacious kitchen featuring granite countertops, a large center island, abundant cabinetry, and seamless flow into the dining and living areas. The main level also includes a private primary suite with a full bath and convenient laundry, providing true one-level living when desired utilizing dual-zoned HVAC systems. A full-house elevator offers effortless access to every floor, making this home ideal for aging in place, extended family living, or anyone seeking long-term convenience and accessibility. The upper level features a second luxurious primary suite complete with a sitting area, walk-in closets, and a private bath. Two additional bedrooms each offer their own en-suite bathrooms, creating exceptional privacy and comfort for family members, guests, or multi-generational households. Outdoor living is equally impressive. Enjoy entertaining on a covered rear deck overlooking the private backyard or kick back & relax in a hammock shaded by mature trees, Plenty room in the wrap-around driveway for boats, RV's, or a basketball court. Trex decking and low-maintenance vinyl railings allow you to spend more time enjoying your home and less time maintaining it Properties offering this combination of space, accessibility, privacy, water views, and flexible living arrangements are rarely available. Whether you're searching for a forever home, a multi-generational retreat, or a property designed to adapt to your lifestyle for years to come, this one delivers. Flood insurance currently estimated at approximately $550 annually. Schedule your private showing today and discover why this one-of-a-kind home stands apart from anything else on the market.

ACTIVE

  • Price
  • $ 665,000
  • City
  • Middle River
  • Bedrooms
  • 4
  • Full Bathrooms
  • 4
  • County
  • BALTIMORE
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.4 Acres
  • Zip
  • 21220
  • Sqr Footage
  • 3,056
  • Year Built
  • 2006
  • Taxes
  • $ 6965
  • Style
  • Contemporary
  • MLS#
  • MDBC2164602
Listed By: Victoria L Hupfeld with RE/MAX Advantage Realty - 4103916900;
Data Source: Bright MLS

Features

General

Living Area 3056
Sewer Public Sewer
Heating Heat Pump(s),Programmable Thermostat,Zoned
Cooling Central A/C
Possession Settlement
Appliances Dryer,Built-In Microwave,Washer,Cooktop,Dishwasher,Exhaust Fan,Refrigerator,Icemaker,Oven - Single,Oven - Wall,Range Hood
Zoning RES
Garage Spaces 4.00
Patio/Porch Features Deck(s),Porch(es),Screened
Architectural Style Contemporary
Security Features Main Entrance Lock
Construction Materials Vinyl Siding,Stone
School District BALTIMORE COUNTY PUBLIC SCHOOLS
Year Built 2006
View Trees/Woods,Water,Scenic Vista
Levels 3
Tax Year 2026
Ownership Fee Simple
Cool Fuel Electric
Accessibility None
County BALTIMORE
New Construction No
Property Type Residential
HOA No
Subdivision Name BOWLEYS QUARTERS
Garage Y/N Yes
Water Access Y/N No
Other Structures Above Grade,Below Grade
Full Baths 4
Status ACTIVE
Directions EASTERN AVENUE TOWARDS CHASE RIGHT NO CARROLL ISLAND ROAD RIGHT ON BOWLEYS QUARTRS ROAD LEFT ON WYE AND RIGHT ON BAY DRIVE HOUSE ON THE RIGHT
City MIDDLE RIVER
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 17500.00
Tax Assessed Value 589800.0
Tax Annual Amount 6965.0
Home Warranty Y/N Yes
Property Condition Excellent
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Full Main Level 1
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 217.6
Additional Parcels Y/N No
Historic Y/N No
Vacation Rental Y/N No
Total SQFT 4808
Location Type Bayblock
Standard Status Active
Year Built Source Assessor
Legal Subdivision BOWLEYS QUARTERS
Tax Lot 89
Federal Flood Zone AE
Association Recreation Fee No

Interior Features

Interior Amenities Combination Dining/Living,Elevator,Entry Level Bedroom,Primary Bath(s),Upgraded Countertops,WhirlPool/HotTub,Wood Floors
Heating Fuel Electric
Flooring Hardwood
Hot Water Electric
Basement (Y/N) No
Heating Y/N Yes
Window Features Double Pane,Screens
Fireplace Y/N No
Above Grade Finished Area 3056
Half Baths 1
Central Air Y/N Yes
Total Bedrooms 4
Room Type Living Room,Primary Bedroom,Bedroom 2,Bedroom 4,Kitchen,Bathroom 3
Main Level Bedrooms 1
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Assessor
Laundry Type Main Floor
Below Grade Unfin Area Units Square Feet
Below Grade Unfin SQFT 1752
Below Grade Unfin SQFT Source Assessor
Below Grade Finished Area Source Assessor
Bedrooms Count All Upper Levels 3
Bedrooms Count Upper Level 1 3
Bathrooms Half Main Level 1
Bathrooms Full Upper Level 1 3
Bathrooms Full All Upper Levels 3
Bathrooms Count Upper Level 1 3.00
Bathrooms Count All Upper Levels 3
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 5
Number of Elevators 1

Exterior Features

Exterior Amenities Flood Lights
Pool No Pool
Parking Features Asphalt Driveway
Lot Features Backs to Trees,Cleared,Level,Partly Wooded,Rear Yard
Water Source Public
Inclusions MARYLAND'S HIDDEN SECRET - BALTIMORE COUNTY WATERFRONT - Swimming,boating,fishing,steamed crabs,walking paths,wild life,marinas,restaurants to name a few. They don't make anymore of it.
Total Parking Spaces 12
Garage Features Garage Door Opener,Garage - Front Entry
Type of Parking Attached Garage,Driveway
Land Use Code R
Foundation Details Other,Concrete Perimeter
Water View Y/N Yes
Lot Dimensions 1.00 x
Lot Size Acres 0.40
Lot Size Source Assessor
Waterfront Y/N No
Horse Y/N No
Navigable Water Y/N No
Water Oriented Y/N No
# of Attached Garage Spaces 4
LotDimensionsSource Assessor

Room Details

Bathroom 3 Upper 1 Flooring - HardWood
Bedroom 2 Upper 1 Flooring - HardWood,Primary Bedroom - Dressing Area,Primary Bedroom - Sitting Area,Walk-In Closet(s)
Bedroom 4 Upper 1 Flooring - HardWood
Kitchen Main
Living Room Main Flooring - HardWood
Primary Bedroom Main Flooring - HardWood,Double Sink,Attached Bathroom

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Bel Air, MD office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Kenwood High School

Price History

5/29/2026 Listed $725,000
6/15/2026 4% - $699,000
7/9/2026 2% - $690,000
7/17/2026 1% - $684,000
8/14/2026 2% - $675,000
9/10/2026 2% - $665,000

Property vs Zip Code Average in 21220

Price
AVG $560K
$670K
Taxes
AVG $3,785
$6,965
Year Built
AVG 1983
2006
Visits
AVG 685
1098
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

3632 Bay Drive Middle River, MD is a Single Family Home for sale at $665000 with 3056 sqft and a lot size of 0.4 Acres Acre(s). 3632 Bay Drive Middle River has 4 bedrooms, 4 baths and was built in 2006. The property's zip code is 21220 which is in Middle River, MD

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Diana Maxfield

Diana Maxfield

Real Estate Salesperson

443-752-1779

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