48a E Lake Drive

Annapolis, MD
$ 3,395,000 Beds 4 Baths 3.5 Sq 4,029
Monthly Estimate* How much can I afford?

Once-in-a-Lifetime Opportunity to Build Your Dream Waterfront Home in Bay Ridge. Don't miss your chance to own the last remaining waterfront lot and be in your new home by next boating season in the prestigious and highly sought-after Bay Ridge community. This is a rare opportunity to work with the builder to design and build your dream home on a premium lot offering 57 feet of serene waterfront on protected Lake Ogleton. Also listed as just a lot without a house package. Enjoy breathtaking, unobstructed views and the peaceful lifestyle that only true waterfront living can offer. Whether you're envisioning a luxurious modern retreat or a timeless coastal home, this lot is the perfect canvas. Contact the listing agent for insight and inspiration on potential home designs tailored to this exceptional property. Bay Ridge is renowned for its rich history, vibrant community, and unmatched amenities, including a bayfront community pool and newly renovated clubhouse, sandy beaches and scenic waterfront , a large community marina, basketball and pickleball courts, a children's playground, and year-round community events. Located just minutes from downtown Annapolis and Eastport, Bay Ridge offers the charm of a tight-knit neighborhood with the convenience of city access. Experience the perfect blend of tranquility and community in one of the most desirable waterfront enclaves on the Chesapeake Bay. This is more than just a lotit's the beginning of your dream lifestyle and opportunity to customize the perfect paradise.

ACTIVE

  • Price
  • $ 3,395,000
  • City
  • Annapolis
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • ANNE ARUNDEL
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.22 Acres
  • Zip
  • 21403
  • Sqr Footage
  • 4,029
  • Year Built
  • 2026
  • Taxes
  • $ 17162
  • Style
  • Coastal
  • MLS#
  • MDAA2151212
Listed By: Colleen M Smith with EXP Realty, LLC - 8888607369;
Data Source: Bright MLS

Features

General

Living Area 4029
Sewer Public Sewer
Heating Heat Pump(s)
Cooling Central A/C,Ceiling Fan(s)
Possession Negotiable
Zoning R
Garage Spaces 2.00
Patio/Porch Features Deck(s),Porch(es)
Architectural Style Coastal
Construction Materials HardiPlank Type,Cement Siding
School District ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
Year Built 2026
View Creek/Stream,Water
Levels 3
Tax Year 2024
Ownership Fee Simple
Cool Fuel Electric
Waterfront Features Private Dock Site
Accessibility None
County ANNE ARUNDEL
New Construction Yes
Property Type Residential
HOA No
Subdivision Name BAY RIDGE
Garage Y/N Yes
Water Access Y/N Yes
Other Structures Above Grade,Below Grade
Full Baths 3
Status ACTIVE
Directions GPS
City ANNAPOLIS
Body of Water Lake Ogleton
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 9790.00
Tax Assessed Value 1894733.0
Tax Annual Amount 17162.0
Property Condition Excellent
Structure Type Detached
Condo/Coop Association fee Y/N No
Number of Community Slips 1
Number of Community Docks 1
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 1051.41
Additional Parcels Y/N No
Community Pool Features Fenced,In Ground
Construction Completed Y/N No
Lease Considered Y/N No
Vacation Rental Y/N No
Total SQFT 4429
Location Type Lake
Standard Status Active
Year Built Source Estimated
Legal Subdivision BAY RIDGE
Association Recreation Fee 250.00
Association Recreation Fee Yes

Interior Features

Heating Fuel Electric
Basement Connecting Stairway,Full,Heated,Improved,Garage Access,Interior Access,Outside Entrance,Poured Concrete,Space For Rooms,Sump Pump,Walkout Level,Windows
Total Fireplaces 1
Fireplace Features Gas/Propane
Hot Water Electric
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N Yes
Above Grade Finished Area 3229
Half Baths 1
Central Air Y/N Yes
Total Bedrooms 4
Below Grade Finished Area 800
Room Type Dining Room,Primary Bedroom,Bedroom 2,Bedroom 3,Bedroom 5,Kitchen,Family Room,Laundry,Office,Recreation Room,Utility Room,Primary Bathroom,Full Bath,Half Bath
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Estimated
Laundry Type Has Laundry,Hookup,Upper Floor
Below Grade Unfin Area Units Square Feet
Below Grade Unfin SQFT 400
Below Grade Unfin SQFT Source Estimated
Below Grade Finished Area Source Estimated
Bedrooms Count All Lower Levels 1
Bedrooms Count All Upper Levels 3
Bedrooms Count Lower Level 1 1
Bedrooms Count Upper Level 1 3
Bathrooms Half Main Level 1
Bathrooms Full Upper Level 1 2
Bathrooms Full Lower Level 1 1
Bathrooms Full All Upper Levels 2
Bathrooms Full All Lower Levels 1
Bathrooms Count Upper Level 1 2.00
Bathrooms Count Lower Level 1 1.00
Bathrooms Count All Upper Levels 2
Bathrooms Count All Lower Levels 1
Above Grade Unfin Area Units Square Feet
Above Grade Unfin SQFT Source Estimated
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Total Baths 4

Exterior Features

Pool Yes - Community
Lot Features Bulkheaded,Cleared,Fishing Available,Front Yard,Level,Open,Premium,Rear Yard,SideYard(s)
Water Source Well
Total Parking Spaces 4
Garage Features Additional Storage Area,Garage - Front Entry,Inside Access,Oversized
Type of Parking Attached Garage,Driveway
Foundation Details Concrete Perimeter
Water View Y/N Yes
Lot Size Acres 0.22
Water Body Type Lake
Lot Size Source Estimated
Waterfront Y/N Yes
Water Access Features Boat - Powered,Canoe/Kayak,Fishing Allowed,Private Access,Public Beach,Swimming Allowed,Waterski/Wakeboard
Number of Docks 1
Navigable Water Y/N Yes
Number of Slips 1
Water Oriented Y/N Yes
# of Attached Garage Spaces 2
Dock/Slip Conveys YN Yes
Dock Type and Features Material - Treated Lumber,Private

Room Details

Bedroom 2 Upper 1
Bedroom 3 Upper 1
Bedroom 5 Lower 1
Dining Room Main
Family Room Main
Full Bath Upper 1
Full Bath # 2 Lower 1
Half Bath Main
Kitchen Main
Laundry Upper 1
Office Main
Primary Bathroom Upper 1
Primary Bedroom Upper 1
Recreation Room Lower 1
Utility Room Lower 1

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Bel Air, MD office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

7/13/2026 Listed $3,595,000
8/19/2026 6% - $3,395,000

Property vs Zip Code Average in 21403

Price
AVG $1.85M
$3.4M
Taxes
AVG $11,952
$17,162
Year Built
AVG 1981
2026
Visits
AVG 537
316
Data Provided by Inside Real Estate®

48a E Lake Drive Annapolis, MD is a Single Family Home for sale at $3395000 with 4029 sqft and a lot size of 0.22 Acres Acre(s). 48a E Lake Drive Annapolis has 4 bedrooms, 3 baths and was built in 2026. The property's zip code is 21403 which is in Annapolis, MD

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.